Final Expense Insurance · County page

Guaranteed Issue Life Insurance in Broward County, Florida

If you are considering guaranteed issue life insurance in Broward County, Florida, the most important feature to understand is the graded death benefit that usually applies during the first two or three years. Seniors across Broward County, Florida, which includes Fort Lauderdale, Hollywood, and Pembroke Pines, tend to want the same thing from guaranteed issue life insurance: a benefit that fits real costs and a premium that fits a monthly budget. Most guaranteed issue policies use a graded benefit, so if death from natural causes occurs in the first two or three years, the beneficiary typically receives a return of premiums paid, often with interest, rather than the full benefit. With so many retirees calling Florida home, final expense coverage is a familiar topic, and it pays to compare benefit amounts and waiting periods before choosing a plan. Because the carrier accepts more risk, guaranteed issue usually costs more per dollar of coverage than a plan that asks health questions. Seniors in Broward County who have been declined for other coverage often look at guaranteed issue as a dependable fallback. If you live in Broward County, a licensed agent can walk you through guaranteed issue life insurance in one call, with no commitment.

Call now to speak with a licensed insurance agent. Free, no-obligation review.

• Apply by phone from Broward County without a medical exam or health questions.
• Find out which carriers offer guaranteed issue life insurance to Broward County residents.
• Check whether a different policy style could meet the same goal.