Final Expense Insurance · Minnesota

Guaranteed Issue Life Insurance in Minnesota

Guaranteed issue life insurance appeals to seniors in Minnesota living with serious health conditions, because acceptance is based mainly on age rather than medical history. Seniors across Minnesota, an Upper Midwest state of lakes, long winters, and a large Twin Cities metro, tend to want the same thing from guaranteed issue life insurance: a benefit that fits real costs and a premium that fits a monthly budget. Accidental death is often covered at the full benefit from the start, though the details vary by policy. On a fixed income, compare a guaranteed issue premium with a simplified-issue one before deciding, because qualifying for the second can stretch the same monthly budget further. Coverage amounts are usually modest and sized for funeral and final expenses rather than income replacement. Older adults in Minnesota who simply prefer not to answer health questions can choose a guaranteed issue plan, knowing it usually carries a waiting period. Whether you live in the Twin Cities, around Rochester or Duluth, in St. Cloud, or out in lake country, you can talk through guaranteed issue life insurance with a licensed agent at no cost and with no obligation.

Call now to speak with a licensed insurance agent. Free, no-obligation review.

• Size a modest benefit to the arrangements you want.
• Get a realistic sense of what guaranteed issue life insurance underwriting involves before you apply.
• Learn where guaranteed issue life insurance fits within the broader range of final expense insurance options.