Yes, adult children commonly purchase final expense insurance on a parent, as long as they have what's called "insurable interest" — a financial or emotional stake in the person's life — and the parent consents to and participates in the application.
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The parent will typically need to answer the health questions themselves (or confirm the answers) and sign the application, since insurers require the insured person's knowledge and consent.
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Call (844) 658-4509An agent can walk you through exactly what's needed to apply on a parent's behalf and help find a plan that fits their age and health situation.
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