Not necessarily. While traditional fully underwritten term or whole life policies may require a medical exam, many senior-focused products — including simplified issue and guaranteed issue whole life or final expense policies — require no exam at all.
Tap to call now and get a straight answer from a licensed agent.
Simplified issue relies on health questions instead of an exam, while guaranteed issue skips health questions entirely, making it accessible even for seniors with significant health conditions.
Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.
Call (844) 658-4509An agent can help match your health situation and preferences (exam vs. no exam) to the right type of policy.
Every situation is different. Call now and a licensed agent can answer your specific questions about senior life insurance — no obligation, no pressure.
