Typically, no. Most burial insurance policies are "simplified issue," meaning you answer a set of health questions on the application rather than undergoing blood work or a physical exam. Some policies go even further and are "guaranteed issue," asking no health questions at all.
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The tradeoff for skipping the exam is usually a somewhat higher premium compared to fully underwritten policies, and guaranteed issue plans often include a waiting period before the full death benefit applies to natural causes of death.
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Call (844) 658-4509For most applicants, the convenience of no exam and fast approval outweighs the modest cost difference.
Every situation is different. Call now and a licensed agent can answer your specific questions about burial insurance — no obligation, no pressure.
