Guaranteed issue life insurance asks no health questions at all and cannot decline you based on health, but it usually comes with a smaller maximum coverage amount, a higher premium per dollar of coverage, and a graded death benefit period for natural-cause deaths, typically two to three years.
Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.
Call (844) 658-4509Most people qualify for simplified issue and get better pricing that way, so it's usually worth checking simplified issue eligibility first before defaulting to guaranteed issue.